Property Owners' Liability insurance

Property Owners' Liability insurance is similar to public liability insurance. It provides cover in the event of injury, death or damage to individuals or their property on or adjacent to your property e.g. a tile falls off a roof and hits someone, or lands on their car and damages it. For private property owners this protection is usually included in a household policy, whereas for most businesses, any claim arising from your ownership of a property would be included in your public liability cover