Unoccupied Home Insurance | Vacant Property Insurance

At Woodstock we can provide quotations for homes that are currently unoccupied. Whether the house is a new purchase, undergoing renovation work or inherited, Woodstock can provide competitive unoccupied home insurance quotations whatever the reason.

As part of our vacant property insurance service, we can offer varying levels of cover, from basic cover to full cover. At a very basic level Woodstock can offer FLEE cover which covers fire, lightening, earthquake and explosion for the vacant property. Whilst covering these potentially large losses, theft and accidental damage, are not covered. Cover can be extended to include these perils even though the property is unoccupied. However the Woodstock team will be on hand to discuss what risks you wish to cover to ensure your property is covered for all the risks that you are concerned about.

Along with the cover limits Woodstock can also cover short term unoccupied properties or a longer term vacancies. So whether the property will be vacant all year or for three months we can provide a policy that suits our customers needs. Equally properties that have been left unoccupied due to building work or because the property is currently on the market for sale can also be insured through Woodstocks qulaified advisors.

At Woodstock, we have a varying range of underwriters who can insure your unoccupied property and by approaching the market it means we can get the cover and price that's best for you. So, whether the house is pending sale or let, undergoing building works or you’re taking an extended holiday, call us for a quote for your vacant property insurance.

Basic cover :

• Fire Lightning Earthquake Explosion  (FLEE)

Full cover :

• Fire Lightning Earthquake Explosion  (FLEE)
• Storm or Flood
• Escape of water or oil
• Theft, or attempted theft
• Riot
• Malicious damage or terrorism
• Collision with animals or vehicles
• Falling trees, branches, lamp posts or telegraph poles
• Damage caused by breakage/collapse of satellite, TV/Radio aerial
• Property owners liabilty
• Legal Cover